I understand that Riba is not allowed in any form (3:129-130), and the reasoning I've heard of why is because it promotes a materialistic society where the rich get richer and the poor get poorer.
What I'm having trouble reconciling with this concept is the idea of taking out loans to go to graduate school.
The way I see it, education is the great leveling ground - it's a method of social mobility and represents equal opportunity → All concepts I feel to be consistent with Islam.
However, I fail to understand the reasoning for why interest-bearing loans are prohibited for the attendance of higher education - especially for medical school/law school when loans are generally necessary. This essentially only allows the wealthy to attend higher education, stunting social mobility and seemingly reneging on the Islamic concepts of (1) equal opportunity and (2) seemingly promotes an unequal/materialistic society by allowing the rich to get richer by having better access to education.
Please help me understand this in a rational sense, without simply saying 'Allah knows best'; an explanation will both assist me in rationalizing this as well as help me explain it to others around me who may have similar thoughts on this issue.
Thank you for your responses!
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