Here's my last post: https://www.reddit.com/r/islam/comments/ijqhnf/what_do_i_do_for_a_debitcredit_card/?utm_medium=android_app&utm_source=share
It was a while ago. I'm in college now and it's time to get a bank account, but I was really worried because everything to do with finances is tied to riba in the western world. I heard so many hadiths about how evil riba is, I wanted nothing to do with it. Everytime my dad reminded me that it was about time to set a bank account up, I pushed back and procrastinated it. I couldn't handle the pressure of being responsible for staying away from such a sin.
People left and right tried to convince me that getting a credit card without paying the interest fees was okay. It's a necessity, we live in the west, you gotta build your credit score. But having riba in the contract? Even if I wasn't paying it, I couldn't live with it.
I found a Muslim-owned bank. Not only was it riba free, it pledged not to do any dealings with businesses that involved alcohol or gambling. It's 35 minutes away from my house, and a difficult drive, but I had to make an account with this bank. My dad said it would be far more convenient to set up a bank account with the bank right by our house, but this isn't about convenience. I know Allah will reward me for difficulties I push through for His sake. This must've touched my dad, because he drove with me all the way to set up that bank account and told me how proud of me he was.
The funny thing is, even the teller at this Muslim owned bank told me a credit card with another bank would be better for me, and that so long as I make my payments on time I won't be paying riba. Can you believe it? The Muslim bank I turned to specifically for a riba free card told me it was better to turn to a contract filled with haram terms and conditions? SubhanAllah. I won't judge though, I'm so grateful they own this branch so I could set up a riba free account.
I'm posting this not to brag, but to encourage everyone to turn to halal. It's not always convenient, but Alhamdulilah it's worth it. I can stand in front of Allah on the Day of Judgment and tell Him that I did everything in my power to avoid riba. That matters way more to me than anything else. I'm also posting this to celebrate a little lol. I've been so stressed about this for half a year and I finally did it the halal way!! I'm so happy :))
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from Islam https://ift.tt/3aG7ynt
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