Is this Bid'ah?

Ok so essentially, whenever the anniversary of my grandparents (both mother and fathers side) comes near, a certain amount of Juz of the Qur'an are given to everyone in my family. Before the day of the anniversary we "finish" the Qur'an, a collective "khatam". On the day of the anniversary of the relatives death, usually after maghrib, we all come together, and my father recites du'aa. It consists of the last three surahs of the Qur'an, a bit of Al-Baqarah, maybe Ya-Sin, blessings upon the Prophet, then he says for all the reward of the 'khatam' be given to the person whom we recited for, and then tells everyone to make du'aa for whoever they want and then after that it is finished.

We follow the Hanafi Madhab if that's any help and have Subcontinental roots.

As I study Islam more in-depth, the more this type of 'event' seems like Bid'ah to me. IslamQA has provided sufficient resources for it be considered an act of innovation, but like if I was to present it to my father, then he'd by like 'oh you're salafi now' or something to that extent. I've read elsewhere that you cannot give the reward of whatever you've read from the Qur'an to another person.

Additionally, I've read from a hadith Tirmidhi that "When a person dies, all his deeds come to an end except three: sadaqah jaariyah (ongoing charity, e.g. a waqf or endowment), beneficial knowledge (which he has left behind), or a righteous child who will pray for him." Notice how the last deed is 'Righteous CHILD who will PRAY for him'. Now as a Grandchild, would this still apply to me? Also I don't see how this 'khatam' is of any benefit to the person who has passed away.

So I was hoping if there is any clear cut evidence, without any mental gymnastics to prove that this is not a permissible thing. You can argue Bid'ah Hassanah(?), and the purpose for which this is done, as far as I'm concerned, isn't anything too bad, but still, the Hadith from A'aishah (RA), "Whoever innovates something in this matter of ours that is not a part of it will have it rejected," rings a bell in my mind telling me to confront my Dad and tell him this is not right. IDK, can someone with more knowledge than I point me to certain resources, explaining why this not ok or even potentially ok?

Jazakallah

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